What is a Reverse Mortgage?

C2 Certified Reverse Mortgage Specialist

NMLS #242792 | DRE #0118730

C2 Financial Albany, CA Branch NMLS#: 1899037 | DRE #01821025


There are lots of misconceptions about reverse mortgages, particularly among senior homeowners.

A reverse mortgage can help senior homeowners who are equity rich – but need the liquidity of additional cash flow – to help fund their retirement.

A reverse mortgage operates much like any other loan secured by a home… except that it transfers responsibility for repayment from the borrower to the home at sale or refinancing.

It allows a senior homeowner to eliminate their mandatory, monthly Principal and Interest mortgage payments, while unlocking access to the equity in their home, free of income taxes.

By using a reverse mortgage, a senior homeowner can remain in their home, retaining their title as owner and still maintain their independence.

This additional non-taxable cash flow can also help senior homeowners decrease the odds of outliving their money in retirement and reduce the anxiety about their financial future.

To learn how a reverse mortgage might be structured to suit your needs, call us today.


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