Baby Boomers and Managing Home Equity

C2 Certified Reverse Mortgage Specialist

NMLS #242792 | DRE #0118730

C2 Financial Albany, CA Branch NMLS#: 1899037 | DRE #01821025


More than 10,000 Baby Boomers are retiring every day. The problem is, unlike prior generations, most don’t have a defined benefit plan like a pension, so they depend on Social Security combined with an IRA or 401K. What they don’t realize is they have a third option to draw on… the equity in their home.

At C2 Reverse, we show Baby Boomers, many of whom have at least 50% equity, how they can tap half – or more – of their home’s value in a variety of ways. Depending on their age at the time of the loan, they could borrow as much as 70% of the home’s value… and increase the assets they can manage significantly. That’s important, because today’s baby boomers are retiring longer than in previous generations, typically working for 40 years and retiring for 20 or more, so they will need more income and cash flow.

With the help of a C2 certified reverse mortgage specialist, baby boomers can see how a reverse mortgage can provide options for cash flow through monthly payments, a line of credit, lump sum payout or a combination of all three. A reverse mortgage can be a valuable additional tool that baby boomers can use for flexible access to the equity in their home – while retaining ownership – and to generate additional cash flow in retirement.

To find out more, call your C2 certified reverse mortgage specialist today.


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